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Spacious 4-Bed Home in Turtle Creek

1536 SOFTSHELL ST, ST CLOUD, FLActive
  • 4 beds
  • 4 baths
  • 2,891 sq ft
Virtual tour

This 2,891 sq ft single-family home in the Turtle Creek subdivision of St. Cloud, FL offers four bedrooms, three full baths, and a half bath across a well-designed two-story layout built in 2017. The property features a spacious kitchen with a center island, a primary suite with a walk-in closet, and a covered backyard sitting area.

  • Kitchen with Center Island

    The open kitchen features a center island providing additional workspace and a natural gathering point.

  • Primary Suite with Walk-In Closet

    The primary bedroom includes a walk-in closet offering generous storage space.

  • Primary Bathroom Retreat

    The primary bath is equipped with a separate tub and shower, double sinks, and ample under-sink storage.

  • Covered Backyard Sitting Area

    A covered outdoor sitting area extends the living space and provides shade for year-round enjoyment.

Built in 2017, this 2,891 sq ft residence in the Turtle Creek community of St. Cloud offers an impressive combination of space and thoughtful design. The kitchen is anchored by a center island, ideal for meal prep and entertaining. The primary bedroom includes a generous walk-in closet, while the primary bathroom is appointed with a separate tub and shower, double sinks, and ample under-sink storage. Three additional bedrooms provide flexible use of space. Step outside to a covered backyard sitting area, perfect for enjoying Florida's outdoor lifestyle. With four bedrooms, three full bathrooms, and one half bath, this home delivers the space and comfort you've been looking for in Osceola County's growing St. Cloud corridor.

  • 4 bedrooms and 3.5 bathrooms across 2,891 sq ft
  • Built in 2017 with modern finishes
  • Spacious kitchen with center island
  • Primary suite with walk-in closet
  • Primary bath with separate tub, shower, and double sinks
  • Covered backyard sitting area
  • Located in Turtle Creek subdivision, St. Cloud, FL

Facts & features

Property type
Residential
Style
Single Family Residence
Bedrooms
4
Bathrooms
4 (3 full · 1 half)
Interior
2,891 sq ft
Lot size
0.14 acres (6,229 sq ft)
Year built
2017
Price / sq ft
$165 / sq ft
Days on market
1
Status
Active
Subdivision
TURTLE CREEK PH 1B
County
Osceola
MLS #
MFRO6279519

What this home offers

  • Virtually Staged Photos: One or more photos have been virtually staged
  • Subdivision: Turtle Creek Ph 1B
  • County: Osceola
  • Year Built: 2017
  • Living Area: 2,891 sq ft
  • Lot Size: 0.14 acres / 6,229 sq ft
  • Open kitchen with center island
  • Walk-in closet in primary bedroom
  • Primary bathroom with separate tub and shower
  • Double sinks in primary bathroom

True cost of ownership

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Not just principal & interest — a fuller monthly estimate including Florida taxes, insurance, flood, HOA, and the upkeep most calculators leave out.

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Down payment20% · $95,200
Interest rate6.66%

Live national average · as of 2026-07-30 · Freddie Mac/FRED

Loan term

Est. total monthly cost

$4,010/mo

AI-tuned
Mortgage$2,447/mo
Taxes & insurance$1,056/mo
Utilities & upkeep$507/mo

This 2891 sq ft Osceola County home built in 2017 benefits from modern building codes that help moderate insurance estimates. Electricity costs are typical for a home of this size in Central Florida's warm climate. The 6,229 sq ft lot supports standard lawn maintenance costs, and the absence of a pool eliminates that service expense.

Seller’s current MLS tax bill is $361/mo (2023)— it reflects the prior owner’s capped assessment and likely won’t apply to you. We estimate a new buyer’s taxes on the purchase price instead.

Location

Where you'll be

Nearest Grocery

Winn-Dixie

4 min drive

Nearest Dining

Pizza Hut

4 min drive

Nearest Parks

Ralph V Chisholm Memorial Park

23 min walk

Travel-time reach

  • 5-min walk
  • 10-min walk
  • 10-min drive
  • Grocery

    2
  • Dining

    5
  • Parks

    2

Questions, answered

The home offers 2,891 square feet of living area.

Front exterior of a two-story single-family home in Turtle Creek, St. Cloud, FL

1536 SOFTSHELL ST

ST CLOUD, FL

4 bd4 ba2,891 sq ft

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See it in person

Photos only tell part of the story. Walk the rooms, feel the light, and picture the life here — offered at $476,000.

$476,000

Offered price